Question 1

What is a health insurance coverage calculator?

Accepted Answer

A health insurance coverage calculator is a free tool that helps you estimate how much medical cover you may need based on your age, city type, hospital preference, and family size.

Question 2

How does this calculator work?

Accepted Answer

It uses basic logic based on rising healthcare costs and your inputs like age, city, and hospital type to recommend a health insurance cover.

Question 3

Is this calculator really free?

Accepted Answer

Yes. It’s completely free to use with no sign-up or payment required.

Question 4

Does this tool save or share my data?

Accepted Answer

We do not share or misuse your data. Email is optional and used only if you request follow-up.

Question 5

Can I use this for my parents or family?

Accepted Answer

Yes, just update the inputs like age and family size to reflect their situation. The result will adjust accordingly.

Question 6

Do I still need to speak with an insurance advisor?

Accepted Answer

This calculator gives a suggested coverage amount, but it’s wise to talk to a licensed insurance expert before making a final decision.

Is ₹5 lakh health cover enough in 2025? Here’s What You Should Know